If you already use PayPal for online shopping or sending money to friends, you know how secure, convenient, and stress-free managing payments can be, often saving you hours.
If PayPal is new to you, this article will walk you through why it’s one of the world’s most trusted payment options – relied on by more than 400 million people globally, and why it’s also a popular choice for paying for your email account subscription.
What is PayPal?
PayPal lets you make payments online securely and without the hassle of re-entering your card details each time. Once your account is set up, you can manage all your payment methods in one place.
Here is what happens behind the scenes:
- When you shop online with a credit or debit card, you usually need to enter your full card number, expiry date, and security code. That information is then passed on to the retailer so they can complete the transaction.
- With PayPal, the process is simpler and more private. You link your card or bank account once, and PayPal keeps those details secure. When you pay using PayPal, the money comes from your chosen account, but the retailer never sees your personal payment details.
Image created by Junara based on inspiration from this source. Original source unknown.
How many people in the UK use PayPal?
Many people in the UK already use digital wallets when shopping or paying bills online. According to Finder, PayPal was the third most popular mobile wallet in 2024, used by 36 per cent of people for contactless payments.
This shows that PayPal remains a familiar and trusted choice for many across the UK, especially when it comes to managing everyday payments.
Source: Finder
Why is PayPal a popular choice?
PayPal has various features and benefits that make it easier to manage payments.
1. Store your payment details in one place
With PayPal, you only need to add or update your card or bank details once. From then on, PayPal takes care of your payments, using the information securely stored in your account.
Ian’s story
Ian is busy with work and family, so when his credit card was recently replaced, he set up PayPal and only gave his PayPal details to vendor sites, not his new credit card number.
2. Reduce failed payments
Using PayPal can help reduce the risk of failed payments because your payment details are stored in one place, rather than with each organisation individually. This makes it easier to keep your information up to date, lowering the chance of missing an important payment or experiencing a payment decline.
Donna’s story
Donna keeps on top of most of her bills through online payments. In the past, one of her payments failed when her card expired, and she was required to pay a £25 late fee. After switching her recurring bill payments to PayPal, she no longer has to worry about unexpected fees, and she feels more at ease knowing her payments are more likely to go through on time.
3. Buyer protection
If there is an issue with an order you paid for using PayPal, such as an item not arriving or being significantly different from what you expected, you can report the problem through PayPal and may be eligible for a refund.
4. Safe and trusted
PayPal is a long-established payment platform and its track record gives many customers added confidence when making online payments. You can also choose to add extra protections such as a security code sent to your phone when you sign in.
Maureen’s story
Maureen is cautious about online scams after being caught out by a fake website in the past. To feel more secure, she logged into her PayPal account and set up 2-step verification, which sends a code to her phone when she logs in. This gives her peace of mind, knowing that even if someone guessed her password, they still could not access her account.
5. Convenient
Thanks to PayPal’s customer-friendly interface, many people find it quicker and simpler to use PayPal to enter bank details or remember sort codes and account numbers. This is particularly so if PayPal is already set up on your device.
6. Accepted almost everywhere online
PayPal is supported by a wide range of online businesses, from major retail chains to independent sellers. You may also be able to use it with some local billers and service providers, making it a flexible option for everyday payments.
7. Fast growth among older users
A 2024 report by PayPal found that 34 per cent of UK consumers aged 60 and over now spend more than £400 a month online, an increase of 6 per cent compared to the previous year. This shows that many older Brits are embracing online shopping and feel confident using services such as PayPal for larger purchases.
How does Junara keep payment details secure?
No matter how you choose to pay, whether by card or PayPal, we treat your payment details with care. We use a PCI-DSS Level 1 service provider, which is the highest security standard recognised by the Payment Card Industry. This means your card or bank information is handled securely and is never stored directly by us.
To make things simpler, your preferred payment method is saved so your subscription can renew automatically. This helps avoid service interruptions and reduces the risk of scam emails asking you to pay manually.
If you would prefer not to keep a payment method on file, you can email us from your registered account and we will remove it. These requests are usually completed within five business days. Please note that if your account does not have a payment method saved when your renewal is due, your email service may be interrupted.
How to update your payment method with Junara
You can update your payment method at any time.
For a step-by-step guide on how to update your details, see our support page here.
Learn more
To learn more about PayPal, visit their official site here.
Note: This post is for educational purposes and was not sponsored by PayPal.
